What Factors Influence the Cost of Furnishing a Rental Property?

The cost of furnishing a rental property can swing anywhere from $15,000 to $40,000+—but what actually drives that number? Whether you’re setting up a short-term Airbnb, a mid-term rental, or a long-term investment property, the price tag isn’t just about how many rooms you have. It’s shaped by design choices, guest expectations, and even the local market you’re competing in.

At Bee Setups, we specialize in ROI-First STR Design, so we’ve seen firsthand how the right (or wrong) decisions can make or break your returns. Let’s dive into the biggest factors that influence cost—and why being strategic pays off.

1. Property Size & Layout

No surprise here—the more bedrooms, the more furniture. But size also affects:

• Flow & Function: Larger spaces require more intentional layouts to avoid wasted square footage.

• Room Count: Each additional bedroom adds beds, nightstands, linens, and décor.

• Common Areas: Bigger living and dining rooms mean larger, more expensive furniture.

  
  

💡 Quick Fact: Furnishing a 2-bedroom averages $22K–$25K, while a 4-bedroom can push past $30K+.

2. Rental Strategy (STR vs. MTR vs. Long-Term)

Your property type determines both guest expectations and budget requirements:

• Short-Term Rentals (Airbnb/VRBO): Guests expect stylish, Instagram-worthy interiors—driving up décor and staging costs.

• Mid-Term Rentals (Corporate Housing): Prioritize comfort and functionality with workstations and fully stocked kitchens.

• Long-Term Rentals: Basic but durable setups often suffice, but cutting corners can hurt renewal rates.

  
  

💡 Quick Fact: STRs often cost more upfront but deliver higher ADR and occupancy when designed correctly.

3. Quality & Durability of Furniture

This is where investors often get tripped up. Cheap furniture may save money upfront, but replacements add up fast.

• Entry-Level Pieces: Lower cost, higher replacement frequency.

• Mid-Range Durables: Balanced option—strong ROI without over-spending.

• Luxury Selections: Higher upfront, but perfect for premium listings that command top nightly rates.

4. Design Style & Guest Experience

Design isn’t just about looks—it’s about revenue. Properties with scroll-stopping interiors consistently outperform cookie-cutter spaces. Costs vary based on:

• Custom vs. Standard Design: Bespoke touches add cost but elevate the listing.

• Décor & Artwork: Statement pieces and cohesive styling boost photos (and clicks).

• The “Wow Factor”: Hot tubs, coffee bars, and high-end lighting can add thousands but pay off in reviews.

5. Location & Market Competition

Your property doesn’t exist in a vacuum—it competes against others in the same city.

• Urban Markets: Often require sleeker, modern designs to stand out.

• Vacation Hotspots: Guests expect unique, themed interiors.

• High-Supply Markets: More competition = higher furnishing expectations.

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💡 Quick Fact: A property in Miami Beach may require double the décor investment compared to a suburban rental to truly stand out.

6. Timeline & Speed to Market

Rushing a setup can spike costs if you’re forced into expedited shipping or limited stock.

• Planned Timeline (3–6 weeks): Controlled costs, better sourcing options.

• Rushed Timeline (under 2 weeks): Higher logistics and limited design flexibility.

Case Study: Competing in Phoenix, AZ

A client with a 3-bedroom STR budgeted $28,000 with Bee Setups. By investing in mid-range durable furniture, a high-style desert aesthetic, and key guest amenities (outdoor lounge + workspace), the property launched in 5 weeks. Results:

• Bookings exceeded projections by 21%.

• Occupancy stabilized at 85% within the first 60 days.

• Furnishings were built to last, reducing replacement risks.

FAQs

Q1: What’s the biggest cost factor overall?Property size—each bedroom adds thousands in furnishing needs.

Q2: Can I keep costs down by mixing new and old furniture?We don’t recommend it. Used or client-supplied items fall outside insurance coverage and can lower guest appeal.

Q3: Does style really impact ROI?Absolutely. Listings with standout interiors drive higher ADR, occupancy, and better reviews.

Q4: What about financing options?Yes, Bee Setups offers financing to spread costs into manageable monthly payments.

Q5: Is there a minimum spend?Yes, Bee Setups projects start at $15,000 to ensure properties are fully guest-ready.

Final Thoughts

The cost of furnishing a rental property in 2025 depends on size, strategy, design, and competition—but the smartest investors view it as more than an expense. Done right,

furnishing is an ROI-driver that boosts nightly rates, accelerates bookings, and keeps guests coming back.

👉 Ready to see how much your property will cost to furnish? Explore our turnkey design packages and book a consultation today.