Do You Offer Financing Options for Furnishing an Airbnb Property?
- Mehak Fiaz
- Sep 22
- 2 min read
Launching or upgrading a short-term rental often requires a significant upfront investment. Between furniture, décor, essentials, and labor, even a modest Airbnb setup can cost tens of thousands of dollars. The challenge for many hosts is cash flow — and that’s where financing options can make all the difference.
At Bee Setups, we understand that getting your property guest-ready quickly is critical to maximizing revenue potential. That’s why we offer financing options to help you spread the cost of your project while starting to earn sooner.
Furnishing Costs: What to Expect
Most Bee Setups projects range $20,000–$25,000+ in total investment, with a minimum project budget of $15,000. Costs include:
● Design & project management (package fee from $995 to $6,500)
● Furniture, décor, and home essentials
● Delivery, assembly, and staging
STR Furnishing by the Numbers (Unique Quick Facts Version)
Average Bee Setups project: $20k–$25k+Minimum investment: $15kAverage go-live speed: 3–6+ weeks from signed agreementCompetitive benchmark: Many competitors charge $6–$17 per sq ft for design/project management — before furniture costs
Why Financing Can Make Sense for STR Hosts
Financing your Airbnb furnishing project offers several advantages:
Faster launch: Instead of saving for months, you can start hosting sooner and begin generating income.
Cash flow control: Spread payments over time while your property earns revenue.
Opportunity cost: Missing peak booking seasons often costs more than financing fees.
How Our Financing Works
We partner with financing providers that offer:
● Flexible payment terms
● Quick application process
● Options for individuals and businesses
Financing is available for the entire project, including furniture, décor, delivery, and assembly — not just the design fee.
Example ROI Scenario
Total project investment: $22,000
Financing term: 24 months
Estimated monthly payment: ~$1,050 (subject to lender approval)
Post-setup revenue increase: $1,500–$3,000+ per month in many markets
Net impact: Property covers financing cost and generates profit from month one
Why Choose Bee Setups
Unlike some providers that only finance furniture, we can arrange financing for your entire turnkey setup — design, sourcing, delivery, assembly, and final staging — so you can go live faster, with everything done right the first time.
FAQs
Q: Do I need perfect credit to qualify?
A: No — financing partners offer options for a range of credit profiles.
Q: Can I finance just part of the project?
A: Yes, you can finance all or part of your project.
Q: Will financing delay my project?
A: Typically, no. Once approved, we can move forward immediately.
Conclusion
Financing your Airbnb furnishing project can help you start generating income faster without compromising on quality. With Bee Setups’ turnkey service and flexible payment options, you can have a guest-ready property in as little as 3–6+ weeks — and start earning right away.